Now Hiring · Telewealth Advisors · Full-Time · W-2 Statutory Employee
Ridgemont Financial
Build your career.Or build a team.
I'm building a virtual advisory team — two tracks, one standard. Pre-qualified appointments. Independent carrier access. W-2 stability with statutory-employee tax advantages. Whether you're proven or proving it, there's a seat here for the right wiring.
Who's Hiring
I've built the room you'll close in.
Thirty years inside the financial services industry. I've recruited, scaled, and led advisor teams from 70 to 150 at the corporate level and 55 across Texas at the regional level. Full P&L responsibility, full stack — recruiting, onboarding, retention, production.
I built a lead generation platform to an 8-figure valuation in under twelve months, exited successfully, and today run Ridgemont Financial — a boutique virtual planning firm.
I know what makes producers thrive — at every stage of a career. I know what kills them. That's why this team is built the way it is.
150
Advisor team built & led
8-fig
Lead gen platform exit, under 12 months
10 yrs
Pro tour, 6 continents — built on process
The Setup
Most agents hunt. Our advisors just advise.
5-7 appointments a day
Pre-qualified, pre-booked. You step in already on the phone with the right people at the right moment.
Zero costs. Zero exceptions.
No leads to buy. No marketing spend. No overhead. No CRM bills. The pipeline is built and paid for.
Show up. Just advise.
Marketing, lead gen, nurture, follow-up, compliance — handled. Your only job is the conversation that converts.
Two Tracks
Pick the lane that fits where you are now.
Same product shelf. Same lead flow. Same statutory-employee structure. Different chapter of your career.
Track 01
Senior Advisor
For the proven producer. You've done the reps, run the calls, closed the deals. You're ready to multiply — first your own production, then a team.
Who this is for
- 2+ years licensed (Big 4 captive a strong plus)
- $100k+/month in closed premium, proven and verifiable
- A documented sales process — not vibes, a system
- Ready to mentor as you grow into formal leadership
The leadership path
Start by mentoring an early-career advisor. Prove the wiring. Grow into a formal pod-lead role with override compensation on a team of 3-5 advisors — without losing your own personal book.
Track 02
Early Career Advisor
For the licensed advisor who's still proving it. You've got the license. You've got the drive. What you don't have yet is a system that pays you back for the effort.
Who this is for
- Already Life & Health licensed in your home state
- 0–2 years in the business — motivated to level up fast
- Coachable. Hungry. Willing to follow the playbook before you rewrite it
- Ready to sit on real appointments from day one
How the ramp works
Paired with a senior advisor mentor from week one. Live appointment co-pilot. Recorded-call coaching. Carrier and product training. You're producing in month one — not three.
Both tracks share the same statutory-employee structure, carrier shelf, lead flow, and daily commission payouts. The difference is your starting point — and how fast you scale from it.
The Position
Full-Time. W-2 Statutory Employee.
This is not a 1099 side hustle, a part-time appointment funnel, or an "independent contractor" relationship. It's a real seat with a real structure — built so the right closer can plant a flag and build a career.
Full-Time Commitment
Monday–Friday, exclusive to Ridgemont Financial. Pre-qualified appointments fill your calendar. This is your one seat, not your fifth side gig.
W-2 Statutory Employee
You receive a W-2 with Box 13 "Statutory employee" checked. FICA is withheld by Ridgemont, but federal income tax is not — giving you a hybrid structure built specifically for full-time life insurance professionals.
Schedule C Tax Advantages
As a statutory employee, you report your commission income on Schedule C and can deduct ordinary and necessary business expenses against it — the same way a 1099 producer would, but with employer-paid FICA.
What that means in plain English
You get the W-2 stability and FICA contribution of a traditional employee, and the business-expense deduction power of an independent producer. It's the structure the IRS designed specifically for full-time life insurance salespeople under IRC §3121(d)(3)(B) — and the same structure top captives use to retain their best closers… without being captive to just one company.
We recommend you confirm tax treatment with your CPA. Ridgemont does not provide tax or legal advice.
Independent · Appointed with leading carriers
Carrier names shown represent partner relationships in our network. Appointments and product availability vary by state and producer credentialing.
Built for a Closer
The pipeline is mine. The close is yours. The math is fair, daily, and built to scale with you.
Uncapped
No ceiling. No territory cap. The harder you close, the bigger the number.
Paid daily
No weekly batch, no 60-day delays. Commissions are released to you each business day as policies are issued and paid.
Competitive splits
Top of market for a closer-only seat. Structure shared in first conversation.
If exact dollars are the only thing that gets you to write the email — this isn't the seat. The right person knows what they're worth and will recognize the structure when we talk.
The Fit
Both tracks share the same DNA.
Track-specific experience differs. Everything below is non-negotiable for either lane.
You are
- Currently Life & Health licensed (resident state, at minimum)
- Comfortable on the phone and Zoom all day — from anywhere
- Process-loyal: you follow the playbook before you rewrite it
- Self-aware: you know your role and own it like a craft
- All-in on full-time. This is your seat, not your fifth side gig.
Don't apply if
- MLM background of any kind
- Independent shop hopping every 18 months
- Quick-start "close anything that moves" energy
- Looking for part-time, side-gig, or 1099 flexibility
- Need to be sold on the opportunity (this isn't that conversation)
The KOLBE Profile
How you're wired matters more than how you sell.
We use Kolbe A across both tracks. The MO we hire for:
Fact Finder
High
You ask the questions most agents skip. Discovery is the close.
Follow Through
High
You finish what you start. Process loyalty is your edge.
Implementer
Mid
You execute when it's clear. You don't reinvent the room.
Quick Start
Low
You don't improvise the close. You honor the process.
The MBTI Profile
INTJ. The Strategist.
You see the system. You plan the work. You work the plan.
Introvert
Energy comes from depth, not crowds. You think before you speak — and prospects feel the difference.
Intuitive
You read between the lines. Patterns, motivations, what the prospect isn't saying — that's where you live.
Thinking
Decisions are logic-first. You close with frameworks and clarity, not pressure or charm.
Judging
Structure is freedom. You finish what you start, on time, on script, on the system.
The Math
What happens when the chase is already done for you?
5-7 pre-qualified shots a day.
All you have to do is advise — and get paid daily for it.
Two Tracks · One Team
Pick your lane.Send the note.
Tell me where you are, where you want to be, and which track speaks to you. I'll take it from there.
Real conversations. No pitch decks.