Ridgemont Financial
Your Retirement Paycheck,Planned & Protected.
Stop guessing what retirement looks like. Talk with a Ridgemont advisor and see what kind of monthly income strategy could fit your retirement.
The Ridgemont Approach
Retirement Should FeelLike a Promotion, Not a Pay Cut
With over 30 years of experience and 1,500+ clients guided to confident retirements, we help you build income that's predictable, protected, and designed to last.
Income Built to Last
Strategies designed to deliver a steady monthly paycheck throughout retirement — structured around contractual lifetime income features.
Built-In Downside Protection
Approaches that help shield your retirement savings from market volatility, so a downturn is less likely to derail your plan.
Tax-Smart Growth
Keep more of what you earn with tax-deferred accumulation and favorable treatment when you start collecting.
Our Team
Meet Your Advisors
Our team of specialists is here to guide you toward a confident retirement
Dr. Stepheny Finnie
Annuity Specialist
Dr. Finnie brings an advanced academic perspective to the real-world challenges retirees face today. She helps clients navigate the financial complexities of retirement with clarity and confidence.
Brandi Jo Newman
Founder & CEO
Thirty years inside the financial services industry — recruiting, scaling, and leading advisor teams of 70+ at the corporate level and 55 across Texas at the regional level. Brandi Jo built her career on process, precision, and a relentless focus on what actually helps pre-retirees protect what they've worked for. (A former LPGA Futures, Ladies European, and Asian Tour pro — but the golf is the footnote, not the headline.)
Jeremy Dreesen, RICP®
Retirement Income Specialist
Experienced life insurance agent and senior market specialist serving Northeast Texas, with a strong focus on retirement income planning. Jeremy helps clients create sustainable income strategies through Medicare optimization, life insurance solutions, and holistic financial planning — recognized for a client-first approach and practical, community-focused strategies that support long-term financial security.
How It Works
From Question Marks to Certainty
Four steps. One clear plan. A retirement income you can count on.
Schedule a Call
Book a free, no-pressure conversation with a Ridgemont retirement specialist.
Share Your Goals
Walk us through your savings, income needs, and retirement timeline.
Get Your Plan
We design a personalized income strategy built around protection and growth.
Lock It In
Put your plan into action and start building your retirement paycheck.
The Difference
Protected Income vs. Hope-for-the-Best
See how a protected income strategy compares to relying solely on the market to fund your retirement.
*Lifetime income features are contractual provisions of fixed and fixed-index annuities, subject to the financial strength and claims-paying ability of the issuing insurance company. Product features, riders, and limitations vary by carrier and contract.
Our Story
30 Years ofRetirement Expertise
Brandi Jo Newman, founder and CEO of Ridgemont Financial, was recruited off the golf course in 1996 to work with high-net-worth clients at a boutique wealth management firm in Phoenix. Her background in banking, oil & gas, timber, and real estate gave her a unique perspective on building and protecting wealth.
Over three decades and more than 1,500 clients, she discovered a troubling pattern: too many people entering retirement were obsessed with reaching the summit — maximizing their portfolio's peak value through rates of return — while completely ignoring the descent.
They focused on accumulation but forgot about income. They chased returns but overlooked income rates. And when it came time to actually live off their savings, many found themselves unprepared.
That's why Brandi Jo founded Ridgemont Financial — to help clients not just reach the peak, but navigate the entire mountain with confidence.
30
Years Experience
1,500+
Clients Served
"The summit isn't the goal — it's knowing how to descend safely that matters most."
— Brandi Jo Newman, Founder
Limited Time
Up to 52% Premium Bonuson Select Annuities
Top carriers like Allianz, Athene, and North American are offering their biggest premium bonuses of the year. Your money gets a head start from day one — before the market even opens.
Allianz
52%
Premium Bonus
222+
Athene
34%
Premium Bonus
Performance Elite
North American
29%
Premium Bonus
Charter Plus
Bonus amounts and availability subject to change. See product page for details.
Free Book · We Cover Shipping
Tax-Free Retirementby Patrick Kelly
National bestseller. Over 500,000 copies in print. We'll mail you a physical copy — no PDF, no upsell, no catch.
- The 9 financial landmines that quietly drain retirement income
- How to structure tax-free retirement distributions
- Strategies the IRS doesn't advertise
U.S. shipping only. Allow 5-7 business days.
Your Next Step
You Earned the Right toKnow Exactly What's Coming
Retirement shouldn't be a guessing game. Have a short conversation with a Ridgemont advisor and see what your monthly income strategy could look like.
30 yrs
Helping clients retire with confidence
1,500+
Personalized retirement plans built
Free
No-pressure discovery call
Free. Private. No strings attached.